Please read these Terms and Conditions (“Terms”) before using onlineteachingbusiness.com, otb.to, and app.otb.to (the “Service”) operated by Note Phrase LLC (“us”, “we”, or “our”).
By accessing or using our Service, you agree to these Terms. If you do not agree with any part of the Terms, you are not authorized to use the Service.
Purchases and Payment
To make a purchase through our Service, you may be required to provide certain information, such as your credit card number, expiration date, billing, and shipping addresses. You represent that the payment information you provide is accurate, and you have the legal right to use the payment method.
We may use third-party services to process payments and fulfill orders, and by providing your information, you allow us to share it with these third parties as needed.
We reserve the right to cancel or refuse any order due to product availability, inaccuracies in descriptions or pricing, errors in your order, or suspected fraudulent activity.
Product Download and Subscription Policy
Upon purchase, you will receive an email receipt with details on accessing your product downloads. While we allow reasonable downloads, we monitor usage to prevent abuse and may terminate access if misuse is detected.
Subscription products require ongoing payments, billed monthly. You can cancel at any time, but requests made within 24 business hours before the next billing cycle may still incur charges. Refunds are not provided for cancellations after a payment has been processed.
Payment Plan and Refund Policy
For products purchased through a payment plan, failure to meet payment terms will result in cancellation of the plan and revocation of product access without a refund.
As our products are digital and delivered instantly, refunds are generally not offered. If you request a refund before accessing the product, we may issue one at our discretion. For coaching or consulting services, no refunds are given for sessions canceled within 48 hours or missed appointments.
Errors, Inaccuracies, and Account Information
We strive to keep our product and service information accurate but may experience delays in updates. We reserve the right to correct errors or inaccuracies and update information at any time without notice.
When creating an account, you confirm that you are over 18 and provide accurate and current information. You are responsible for maintaining your account’s confidentiality and are liable for any activities that occur under your account.
Intellectual Property
All content, features, and functionality on the Service are the exclusive property of Note Phrase LLC and are protected by copyright, trademark, and other applicable laws. You may not use our trademarks or trade dress without prior written consent.
Links to Third-Party Sites
Our Service may include links to third-party websites or services that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party websites. Use of these sites is at your own risk, and we encourage you to review their terms and conditions.
Termination
We reserve the right to terminate or suspend your account at any time, without notice, for any reason, including a breach of these Terms. Upon termination, your access to the Service will cease, but all provisions of the Terms that should survive termination will remain in effect.
Indemnification
You agree to defend, indemnify, and hold Note Phrase LLC and its affiliates harmless from any claims, damages, liabilities, or expenses arising from your use of the Service or violation of these Terms.
Limitation of Liability
Note Phrase LLC and its affiliates are not liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or use, resulting from your access to or use of the Service. This limitation of liability applies even if we have been advised of the possibility of such damages.
Disclaimer
The Service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express or implied. We do not guarantee that the Service will be error-free, uninterrupted, or free of harmful components, nor do we warrant that the results of using the Service will meet your expectations.
Governing Law
These Terms are governed by the laws of Wyoming, United States, without regard to conflict of law principles. Any legal action related to these Terms will be brought in the appropriate courts of Wyoming.
Changes to Terms
We may modify these Terms at any time at our sole discretion. If the changes are significant, we will provide at least 30 days’ notice before the new terms take effect. By continuing to use the Service after the changes become effective, you agree to the revised terms.
Contact Us
If you have any questions about these Terms, please contact us at:
Email: [email protected]